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On Friday, February 4, 2011, American Trust Bank, Roswell, GA was closed by the Georgia Department of Banking and Finance, and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. No advance notice is given to the public when a financial institution is closed.

The FDIC has assembled useful information regarding your relationship with this institution. Besides a checking account, you may have Certificates of Deposit, a car loan, a business checking account, a commercial loan, a Social Security direct deposit, and other relationships with the institution. The FDIC has compiled the following information, which should answer many of your questions.

Read the detailed information here: www.fdic.gov/bank/individual/failed/americantrust.html


Rates are subject to change at any time

Personal Accounts
Interest Rate
Annual Percentage Yield
Tier 2 Rate
Tier 2 Annual Percentage Yield
 
> $10,000
Eagle Checking
1.00%
1.00%
All American Checking
2.23%
2.25%
3.83$
3.90%
Savings
2.00%
2.01%
     
> $20,000
 
Money Market **
2.40%
2.43%
4.80%
4.91%
Money Market - NT
3.50%
3.56%
3.50%
3.56%
M
Business Accounts
M 
IOLTA
1.00%
1.00%
     
> $20,000
 
Business Money Market **
2.40%
2.43%
4.80%
4.91%
Business Money Market - NT
3.50%
3.56%
 
 
Business Analysis Account *
2.00%
2.02%
Repo's
3.50%
3.56%
M 
Certificate of Deposit
M 
1 Month
4.00%
4.07%
   
2 Month
4.05%
4.13%
   
3 Month
4.10%
4.18%
6 Month
4.40%
4.50%
12 Month
5.13%
5.25%
18 Month
5.15%
5.27%
24 Month
5.18%
5.30%
30 Month
5.23%
5.36%
36 Month
5.26%
5.39%
48 Month
5.29%
5.42%
60 Month
5.32%
5.45%
M 
IRA Certificate of Deposit
M
12 Month
5.13%
5.25%
24 Month
5.18%
5.30%
30 Month
5.23%
5.36%
   
36 Month
5.26%
5.39%
48 Month
5.29%
5.42%
60 Month
5.32%
5.45%


* Analysis credit of interest to be used against service charges and fees.
** This account is no longer available effective 8/01/04

Fees on accounts may affect the interest rate.

Member FDIC | Equal Housing Lender | Equal Opportunity Lender
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